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Small Business Loans

Quickly find providers of small business loans. Research small business loan brokers offering unsecured business loans. Identify a vendor of small business loans offering small business loan rates that suit your company needs.
Better than a Small Business Loan
Apply for an unsecured small business cash advance. When your bank says no, we say yes. Based on your future Visa/MC Sales. No Start-ups.
Apply Now | How It Works
www.RapidAdvance.com  Save My Rating
Small Business Loans For Businesses Over 1 Year Old
Need a small business loan? Qualify for a loan up to $150,000 when you process $3,000/month in Visa/MC. No startups please.
ForwardLine Loans | Loan Application | Testimonials | Instant Quote
www.ForwardLine.com  Save My Rating
U.S. Bank
Other Banks Promise Great Service, U.S. Bank Guarantees It. Five Star Service Guarantee. The Future Looks Brighter with US.
usbank.com  Save My Rating
Business Loan
When your Bank Says NO, we say YES! Business funding based on CC sales
RapidAdvance.com
Business Loans
Merchant Funding , Bad Credit OK Quick&Easy.No Collateral.No Liens.
FundingFriend.com/
Business loan
Get up to $500K. Won't show up on your personal credit. Start Today!
www.BCSCredit.com
Small Business Loans
Click now to find deals on Small Business Loans in your area!
JustClickLocal.com  Save My Rating
Funding Solutions for Small Business by a Small Business
Want to talk about your funding needs with another small business owner? Call AFS and speak with the principals - small business owners like you!
www.americanfinancesolutions.com  Save My Rating
Government Loans for Small & Start Up Businesses
Funding Agency is a unique combination of government & private funding along with our co-guarantee. We provide funding and terms otherwise unavailable
www.FundingAgency.net  Save My Rating
Small Business Loans
$300K Small Business Start Up Loans
GetQuickSmallBusinessLoans.Com
Business Loan Network
1 app to 325 Lenders Compare Rates, Get Funded Today!
www.iBank.com/Business-Loan
Loans - Countrywide®
No Cash Required For Closing Costs. Call Or Apply Online Now.
www.Countrywide.com
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A-Z Small Business Loans Provider Directory
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A
Small Business Financial Assistance
Tips to consider when applying for financial assistance.
www.abgnews.com
Small Business Loans & Microlending - Accion USA
ACCION USA offers a wide range of small business finance solutions to help grow your business.
www.accionusa.org
Allied Capital Express
Small-business lending division of Allied Capital.
www.alliedcapitalexpress.com
Funding Solutions for Small Business by a Small Business
Want to talk about your funding needs with another small business owner? Call AFS and speak with the principals - small business owners like you!
www.americanfinancesolutions.com
Personal Loan and Small Business Loan Programs
Largest US loan broker offers unsecured personal loan and small business loan programs nationwide.
www.americaoneunsecured.com
B
Small Business Loans
A factoring company specializing in invoice factoring and commercial account receivable factoring. Fast turnaround time, low fees, flexible terms.
www.BridgeportCapital.com
Business Lenders
Nonbank Small Business Administration lender and provider of conventional commercial loans.
www.businesslenders.com
C
Merchant Cash Advance - The Unsecured Funding Option
Obtain a business cash advance in less than 10 days! We advance up to $500K. Repay from future Visa/MasterCard sales. No start-up businesses.
www.CashPrior.com/Merchant-Cash-Advance
CreditLoan.com: Small Business Loans
Personal finance strategies on small business enterprise, debt and equity lending, revolving credit lines and government loans for business owners.
www.creditloan.com
F
Small Business Loans
Get the right financing for your small business without the hassles associated with banks and traditional lenders. We finance existing small business.
www.fastupfront.com
Small Business Loans For Businesses Over 1 Year Old
Need a small business loan? Qualify for a loan up to $150,000 when you process $3,000/month in Visa/MC. No startups please.
www.ForwardLine.com
Government Loans for Small & Start Up Businesses
Funding Agency is a unique combination of government & private funding along with our co-guarantee. We provide funding and terms otherwise unavailable
www.FundingAgency.net
G
GE Capital Small Business Finance
Provider of products to small businesses including equipment financing, corporate credit cards, employee benefits programs and fleet financing and management.
gesmallbusiness.com
J
Small Business Loans
Click now to find deals on Small Business Loans in your area!
JustClickLocal.com
L
Unsecured Business Loans & Lines of Credit
Get $10,000 - $100,000. No Assets or Documentation Necessary! Well Qualified Credit and No Bankruptcies Required for Approval.
www.LibertyUnsecured.com
M
Unsecured Loans $10k to $50k
Startups, Personal Loans, Business Expansion Loans. No Collateral required for Good Credit and no bankruptcy. $10K to $50K. Fast funding.
www.mayflowerfunding.com
Business Cash Advance - Small Business Loan Alternative
Fast Cash in 72 hours. Up to $1 million. No Personal Guarantee, No application Fee. Must Accept VISA, Mastercard or AMEX. Apply Now! No Start-ups!
www.MerchantLoans.com
Merchant Cash Advance
Provide 30 days of Visa & MasterCard receipts in advance within 72 hours. Use funds for any purpose.
www.meritcapitaladvance.com
N
Unsecured Business Loans and Equipment Leasing
700+ score needed for unsecured loans/lines of credit from $25K to $350K. Equipment lease programs available nationwide. Let NWU help you succeed now.
www.nationwideunsecured.com
O
Business Cash Advance Loans - Okehampton
Get an Unsecured Business Cash Advance up to $250,000 from Okehampton.
www.okehampton.net
P
Unsecured Business Loans and Lines of Credit
We offer unsecured business loans and lines of credit with no personal guaranties! All 50 states. Also we provide a business credit builder program.
www.primestarbusinessgroup.com
R
Better than a Small Business Loan
Apply for an unsecured small business cash advance. When your bank says no, we say yes. Based on your future Visa/MC Sales. No Start-ups.
www.RapidAdvance.com
S
Business Loan Center
Public company composed of subsidiaries specializing in small-business lending.
www.sbaloans.com
Small Business Loans
Resource for entrepreneurs and small-business owners in obtaining capital and financial assistance.
www.small-business-loan.biz
America's Small Business Center
Online resource for business credit reports, business loans, lines of credit, business insurance, office supplies, and office products.
www.smallbusinesscenter.com
SmallBusinessLoans.com - $10K-$350K Approved in 48 Hours
Unsecured business loans, equipment leasing, factoring, cash advances, and credit lines for small businesses. Pre-approved online forms.
www.smallbusinessloans.com
T
Small Business Loans
Commercial loans, business loans and unsecured lines of credit. Professional advice for business financing.
www.thexbanker.com
U
Unsecured Personal Loans and Business Loans
Unsecured Business and Personal Loans and Credit Lines. No collateral or equity in home needed. Fast approval. Low interest rates.
www.unsloans.com
U.S. Bank
Other Banks Promise Great Service, U.S. Bank Guarantees It. Five Star Service Guarantee. The Future Looks Brighter with US.
usbank.com
Z
Zions Small Business Finance
Preferred Lender specializing in Small Business Administration and rural small-business loans nationwide.
www.zsbf.com
Business Loan
When your Bank Says NO, we say YES! Business funding based on CC sales
RapidAdvance.com
Business Loans
Merchant Funding , Bad Credit OK Quick&Easy.No Collateral.No Liens.
FundingFriend.com/
Business loan
Get up to $500K. Won't show up on your personal credit. Start Today!
www.BCSCredit.com

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Guide to Using Small Business Loans

Don't squander your small business loans


Using small business loans wisely can be the ticket to your business' success. Most business owners need a bit of financial aid through small business loans now and then, but it's vital that you use the money in a way that's good for your business.

Many will remember that during the dot com boom, new Internet companies squandered millions of dollars in start up capital on unnecessary employee perks. This resulted in the failure of their businesses. You need to make sure that you don't make the same mistakes with your small business loan.

In order to get the most out of using small business loans:

1. Write a solid budget. This will show you how much money you need from your small business start up loans. It will ensure that you only borrow what you need and spend that money on necessary expenses.

2. Use the money wisely. Even though you may have small business financing, it's no reason to spend frivolously. You should still check for the best deals.

3. Apply through several lenders to make sure that you get the best small business loan rates. Your rate has a big impact on the total amount you owe.

Action Steps for Sourcing Small Business Loans Online

The best contacts and resources to help you get it done

Business Loans Action Step: Look for large startup small business loans to finance your business When your business is just starting out, you may find that there are many large expenses. These are not things that you can handle through your own savings. Many companies will offer large loans (often up to $250,000) to start your business.

I recommend:  At BusinessFinance.com, you can apply for start up loans from several different companies. This makes it easy to compare rates. If you need an unsecured business loan, you may want to apply at InitialLendingGroup.com.

Business Loans Action Step: Get a small business loan for your business property Depending on the type of business you start, you may need commercial funding for the property you use either as a store or as a production area. A commercial mortgage can help you get this funding.

I recommend:  C-Loans allows you to instantly apply with over 700 lenders. You can also apply directly through banks like Wells Fargo.

Business Loans Action Step: Use credit cards for small purchases and as unsecured business loans If you don't have any collateral, it can be difficult to get a loan from a bank. Fortunately, you can use credit cards to fill in the gaps. Credit cards are also ideal for making smaller purchases online or at local stores.

I recommend:  Read the reviews of business credit card offers at Creditor Web, or apply directly for a credit card through a company like Advanta.

Tips & Tactics for Successful Business Loan Application

Helpful advice for making the most of this Guide
  • Always compare small business loan rates and read the fine print to make sure that you are getting the best deal on your loan. A small difference in rate could mean a big savings overall.

FEATURED LISTINGS
Better than a Small Business Loan
Apply for an unsecured small business cash advance. When your bank says no, we say yes. Based on your future Visa/MC Sales. No Start-ups.
Apply Now | How It Works
Small Business Loans For Businesses Over 1 Year Old
Need a small business loan? Qualify for a loan up to $150,000 when you process $3,000/month in Visa/MC. No startups please.
ForwardLine Loans | Loan Application | Testimonials | Instant Quote
U.S. Bank
Other Banks Promise Great Service, U.S. Bank Guarantees It. Five Star Service Guarantee. The Future Looks Brighter with US.
Small Business Loans
Click now to find deals on Small Business Loans in your area!
Directory Listings  |  Web Listings  |  Advertise With Us
Guide to Using Small Business Loans
By Shannon Tani
Financial Services
User Rating
8.0
out of 10
Don't squander your small business loans.
Using small business loans wisely can be the ticket to your business' success. Most business owners need a bit of financial aid through small business loans now and then, but it's vital that you use the money in a way that's good for your business.Many will remember that during the dot com boom, new Internet companies squandered millions of dollars in start up capital on unnecessary employee perks. This resulted in ... Read more
Purpose
Choose small business loans based on purpose: for business expansion, to buy a business, to buy a franchise, to buy commercial property, to buy equipment, for construction, for debt consolidation, for startup funding or for working capital.
  • Business expansion loans allow you to move to a larger facility.
  • The SBA can guarantee small business loans to buy existing business if you want to buy a business.
  • If a franchisor doesn't offer financing, go to a bank or a finance company for a loan to buy a franchise.
  • To buy commercial property, secure a commercial mortgage.
  • When you need to buy equipment, apply for small business equipment loans or equipment financing.
  • Small business construction loans are designed to fund your building needs.
  • Consider small business debt consolidation loans to lower monthly payments.
  • Check out SBA-backed loans, venture capital or angel investors for a small business startup loan to secure startup funding.
  • A microloan or term loan can serve as a small business working capital loan.
Amount
Find a small business loan in the amount you need: less than $50,000, $50,000 to $100,000, $100,000 to $250,000, $250,000 to $1 million, $1 million to $5 million or more than $5 million
  • Need small business lending of less than $50,000? Secure a microloan or a line of credit.
  • For small business loans of $50,000 to $100,000, get a line of credit, term loan or SBA-backed loan.
  • Loans for small business of $100,000 to $250,000 are available with an asset-based loan or a term loan.
  • Check out SBA-backed loans for a small business loan of $250,000 to $1 million.
  • Your best source for small business loans of $1 million to $5 million is a venture capital firm that gets supplemental funds from the SBA.
  • Look to venture capital firms for loans for small business of more than $5 million.
Terms
Understand small business lending terms: interest only, minimum years in business, no balloon payment, no early repayment penalty, prime+ and unsecured loan.
  • With an interest only business loan, you pay interest only for a predetermined period.
  • Small business lending often requires borrowers to have a number of minimum years in business.
  • Ask for no balloon payment to avoid a large lump sum payment required on some short-term loans for small business.
  • No early repayment penalty means you won't be charged a fee for paying off your small business loan early.
  • Prime+ is an interest rate that is one or more points over the prime rate for a business loan.
  • Get an unsecured loan based on your company's good credit; an unsecured small business loan doesn't require collateral.
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